Insurance Plans For Small Businesses

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Let us reveal how you and your employees can get better benefits with bold savings.The law considers a full-time employee to be someone who works an average of at least 30 hours a week.To figure out the number of full-time equivalent employees, add up all the hours paid to part-time employees in a week and divide by 30 (the number of hours considered to be full-time).If you have fewer than 25 employees, you may qualify for the Small Business Health Care Tax Credit, if you buy SHOP insurance.Learn more about SHOP eligibility rules and the Small Business Health Care Tax Credit.And they may qualify for a tax credit to help them cover the cost.The other Marketplace, called SHOP (Small Business Health Options Program), is for small-business owners like you.And they will all use plain language to describe their policies.Through your state's SHOP, you will select the level of coverage you want to offer your employees (bronze, silver, gold, or platinum) and how much money you wish to contribute to the cost of their insurance.As a small-business owner, you may be concerned about the way the Affordable Care Act, also known as health care reform, will affect your company.The law offers incentives that may make it more appealing for you to think about adding, or keeping, your workers' health insurance.


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